E.L.M. Insurance Brokers can offer competitive prices for the following coverage because of our many years of expertise, market relationships and product knowledge:

Directors & Officers Liability (public, private and non-profit)
General Partnership Liability
Errors & Omissions Liability
Employment Practices Liability
Fiduciary Liability
Commercial Crime Coverage
Kidnap & Ransom
Products Liability
Allied Healthcare
Assisted Living/Long Term Care Facilities
Managed Care Errors & Omissions
Credit Insurance
Representations and Warranties
Specialty programs designed to suit the needs of our retail clients

Within these areas of insurance, the contracts and coverages often become complex and vary from carrier to carrier. The carriers’ forms are ever changing and the time required to understand and explain the coverage changes can become overwhelming. E.L.M. is here to assist our agents in understanding the coverages and answering any questions they or their clients may have.