|
| |
| This is to inform you that E.L.M. Insurance Brokers, Inc. has
adopted a Privacy Policy not to share non-public personal
financial information with non-affiliated third parties
except when permitted by law. This requires us to the following two things. First, we must notify you against disclosures of non-public personal financial information in connection with your request to obtain Insurance Indications, Quotes, Premium Financing and or with the issuance of an Insurance Policy for you or your Client(s). Second, we must notify our customers (Broker/sub-producers or you) of what information we collect about them, what we disclose, who we disclose it to and how we protect that information. |
| |
| PROHIBITION AGAINST DISCLOSURE OF NONPUBLIC PERSONAL
FINANCIAL INFORMATION IN CONNECTION WITH YOUR REQUEST TO
OBTAIN INSURANCE INDICATIONS, QUOTES, AND OR THE ISSUANCE OF
AN INSURANCE POLICY, FOR YOU, OR YOUR CLIENT(S) |
| |
| In connection with your request to obtain Insurance
Indications, Quotes, premium financing, and/or the issuance
of an Insurance Policy, for you, or your Client(s), we may
have, or will soon be, making disclosures orally, in
writing, in electronic format and/or by electronic means of
personal financial and other information of consumers and
customers of ours (herein referred to as "Confidential
Information"). We consider such "Confidential Information"
to include all information and documents provided by you to
us which contain, reflect or are based upon confidential
Information. However, by "Confidential Information" we do
not mean information which (1) was or becomes generally
available to the public in the same form as received by us,
(2) was within our possession prior to its being furnished
by you to us or, (3) becomes available to us on a non
confidential basis from a source other than you and such
source is not actually known to you to be bound by a
confidentiality agreement. |
| |
| If you are an Insurance Broker/ Sub-producer of ours,
you have been, or will be, furnished the "Confidential
Information" upon the understanding that you will use the
"Confidential Information" only in connection with the
services you are to perform for us. Accordingly, you are not
authorized to use or disclose the "Confidential Information"
to anyone except as necessary to satisfy your obligations
under our agreements and/or services you provide for us. We
expect you to inform all persons or entities to which you
have or will disclose "Confidential Information" of the
confidential nature of the "Confidential Information", and
we further expect you to take reasonable steps to ensure
that such persons or entities treat the "Confidential
Information" confidentially and without further disclosure. |
| |
| What Information we collect about you or your Clients? |
| We collect non-public personal financial information
from you or your Client’s application or other requests for
insurance or products we offer. We may also collect
information from other sources such as you or your Client’s
prior insurance provider and sometimes from consumer
reporting agencies. This information can include prior loss
history, credit or inspection and motor vehicle reports as
may be required as part of the Underwriting process. |
| |
| What Information about you do we disclose and to whom is
it disclosed? |
| All of the non public personal information collected
about you or your Clients in connection with the insurance
policy you have or are applying for will be supplied solely
to those Companies being approached for Indications, quotes,
premium financing (where requested) or Policy Issuance only.
Said non-public personal information will also be available
to some of our employees due to commonality of workplace and
or processing necessities. No other person or organization
will be supplied any non public personal information. We
will not otherwise disclose non public personal financial
information except as permitted by or required by law. |
| |
| How do we protect your non public personal Information? |
| Information about you or your clients is protected
physically, electronically and administratively by
procedures we have implemented to ensure its safeguard.
Information about you or your clients is generally available
only within our offices, but where made available to others
for purposes relating to the services we provide to you,
such disclosure is limited to that needed to satisfy the
purpose in question. Anyone who is given access to your
information by us will be informed of the need to protect
and safeguard its confidentiality, and is not authorized to
use or further disclose your non-public personal information
except in furtherance of the purpose for which such person
was given the information. |
| |
| Any questions or concerns may be addressed
in writing to E.L.M. Insurance
Brokers, Inc. at |
| |
P.O. Box 2668
El Segundo, CA 90245-1768 |
| |
|