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Frederick J. Fisher - Sr. V.P. and Founder |
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For the past 37 years, Mr. Fisher has actively been involved in underwriting, adjustment, investigation, and resolution of Professional Liability Claims. He is currently the Sr. V. P. and Founder of E.L.M. Insurance Brokers.
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Mr. Fisher has lectured extensively on professional liability loss control, and authored over 60 articles in trade journals and periodicals. He is the author of BROKER BEWARE, Selling Real Estate within the Law. This book provides a loss control program for Realtors. He is the designer of a program to conduct on site pre-underwriting risk management assessments of clients' professional liability exposures on behalf of Insurance Producers, Real Estate Professionals and Lawyers. He has been active in the Professional Liability Underwriting Society (PLUS) since 1993. In 1997, he was elected President. He has been the Senior Technical Advisor for The Professional Liability Manual, published by the International Risk Management Institute since 1989. Mr ,. Fisher has been as conrtributer of educational materials to the RPLU professional designation sponsored by PLUS since 1990. He testifies regularly as an expert witness in cases dealing with the duties and obligations of professionals as well as on coverage and claims-made issues. |
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Andre DeGazon - Broker |
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Andre has been in the insurance industry for 8 years. He joined E.L.M. in 1998 and is currently the Small Business Unit Manager. |
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Gregg Higgins – Branch V.P- Mission Viejo Office |
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Gregg has been in the insurance industry for the past 19 years since retiring from the U.S. Navy. At AIG, Gregg worked in Specialty Lines as an Underwriter focusing on Directors & Officers, EPLI, Fidelity, Fiduciary and Kidnap Ransom coverage. Prior to joining E.L.M. in 2004, Gregg worked in Specialty Lines at Philadelphia Insurance as an Underwriter, focusing on Errors & Omissions, Directors & Officers, EPLI, Fiduciary and Kidnap Ransom coverage. He is now the Branch VP of of ELM's Mission Viejo Office and continues to be the Financials ServicesSpecialist of the Firm. |
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Christie Urita- Broker, for building successful collaborative partnerships through hard work, dedication, and knowledge of products, she continues to set the standard for excellence in her work as an Insurance Wholesale Broker.
She is a Licensed P&C Broker , and Life/Health agent, with 15 years in the industry. The last 10 years of her career have been spent specializing in Professional Liability with an emphasis on Medical Malpractice. Christie began her career as a retail agent. Her work as a retail agent in the past brings skills and knowledge to the needs and wants of the agency partners she provides services for. Christie Urita prides herself in her ability to continue making a positive contribution in the insurance field with her work as a Professional Liability Wholesaler Broker
Sub-specialty and solutions passion for service to clients in the following areas: Rural Healthcare, Long Term Facilities Allied Health and Social Services-Services for People with Developmental Disabilities and Senior Services
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